Holiday Specials
The freedom to choose how you celebrate.
Available November 1, 2024 – January 31, 2025.
Enjoy a special personal loan rate for the holidays!
- Flexible terms with amounts up to $20,000
- Rates as low as 8.70% APR1
Member Express Loan
- Quick cash for the holidays
- Borrow $1,000.00
- Payments of just $95.00 per month
- For a 12 month term2
Skip-A-Pay
Membership required.
1 APR = Annual Percentage Rate. 8.70% APR is the lowest rate available for a Parda Signature Loan, which includes a
promotional discount of 1% and a 0.25% direct deposit discount. Approval, rate, and amount based on individual credit history
and ability to repay. Please contact a Loan Representative for more information. Valid through 01.31.2025. Payment example:
8.70% for 60 months is $20.62 per $1,000 borrowed.
2 Available for all qualified borrowers. Qualifications: Borrower must be a member of Parda Federal Credit Union for a minimum
of 6 months. Member must have a minimum of $1,500 in direct deposit funds coming in consistently for the previous 3
months. Loans and share accounts must be in good standing at the time of application. Limit, one open Member Express
Loan at a time. No more than two Member Express Loans within a 12-month period.
3 Some restrictions apply. Skip-A-Pay offer does not apply to mortgages, home equities, credit cards, balloon auto loans,
Member Express Loans, Buy Now, Pay Later, or any line of credit. A $35 processing fee will be required for each payment skip approved. Skip-A-Pay
application is due 10 days prior to your payment due date. Interest will continue to accrue on your loan during the month
of your skipped payment. Subject to Skip-A-Pay criteria and approval. Total number of skips based on the term of the loan.
A skipped payment may reduce any GAP claim on insured loans. Contact a Credit Union representative for details.
