Savings Calculators

50/30/20 Calculator
Savings Calculator
Debt Payoff Calculator
Budget Calculator
Retirement Calculator
Cost of Living Calculator

50/30/20 Calculator

Enter your monthly after-tax income below to see how the rule applies to you.

Monthly After-Tax Income

Needs (50%)

Wants (30%)

Savings (20%)

Savings Calculator

How Much Can You Save?

Adjust the inputs to see how much your monthly savings contributions will grow with interest.

Starting Amount

Monthly Savings

Years to Save

Interest Rate

Savings

Years

Interest Earned

$23,225

Total Saved

$64,225

Savings Summary
Years	Savings	Interest	Contributed
0	$5,000	$0	$5,000
1	$6,200	$142	$6,342
2	$7,400	$319	$7,719
3	$8,600	$531	$9,131
4	$9,800	$778	$10,578
5	$11,000	$1,062	$12,062
6	$12,200	$1,383	$13,583
7	$13,400	$1,743	$15,143
8	$14,600	$2,142	$16,742
9	$15,800	$2,582	$18,382
10	$17,000	$3,064	$20,064
11	$18,200	$3,587	$21,787
12	$19,400	$4,155	$23,555
13	$20,600	$4,767	$25,367
14	$21,800	$5,425	$27,225
15	$23,000	$6,129	$29,129
16	$24,200	$6,882	$31,082
17	$25,400	$7,685	$33,085
18	$26,600	$8,538	$35,138
19	$27,800	$9,443	$37,243
20	$29,000	$10,401	$39,401
21	$30,200	$11,414	$41,614
22	$31,400	$12,483	$43,883
23	$32,600	$13,609	$46,209
24	$33,800	$14,794	$48,594
25	$35,000	$16,039	$51,039
26	$36,200	$17,346	$53,546
27	$37,400	$18,716	$56,116
28	$38,600	$20,152	$58,752
29	$39,800	$21,654	$61,454
30	$41,000	$23,225	$64,225

Debt Payoff Calculator

Explore what it would take to pay off your personal loan early.

Loan balance

Loan Term

Interest Rate

Added Monthly Amt

Loan Amount

Years

Monthly Payment

$146

Interest Savings

$609

Interest to be Paid

$977

Payoff Date

Jun 2031

Loan Payoff Table
Months	Baseline	Early
0	$10,000	$10,000
1	$9,129	$8,521
2	$8,232	$6,997
3	$7,307	$5,426
4	$6,355	$3,808
5	$5,373	$2,141
6	$4,362	$423
7	$3,320	$0
8	$2,246	$0
9	$1,140	$0
10	$0	$0

Budget Calculator

Insert your monthly income and your monthly and yearly expenses to find out your net monthly and yearly income.

Monthly After-Tax Income

Monthly Expenses

Yearly Expenses

Monthly Savings

$1,835

Yearly Savings

$22,020

Budget categories and percent of total money spent in each category.
Category	Cost	Percent
Rent / Mortgage	$600	20.00
Food	$150	5.00
Entertainment	$40	1.33
Medical	$250	8.33
Gifts	$41	1.39
Emergency	$83	2.78
Savings	$1,835	61.17

Retirement Calculator

See how much you should be saving in order to enjoy the standard of living you want when you retire.

Annual Pre-Tax Income

Current Savings

Retirement Goal

($37,500)

Monthly Savings

Rate of Return

Current Age

Retirement Age

Savings

Age

$2,986

$224,224

$509,670

Retirement Savings Summary
Age	Savings
30	$15,000
31	$17,654
32	$20,418
33	$23,293
34	$26,286
35	$29,401
36	$32,643
37	$36,017
38	$39,528
39	$43,182
40	$46,985
41	$50,944
42	$55,063
43	$59,350
44	$63,812
45	$68,456
46	$73,289
47	$78,318
48	$83,553
49	$89,001
50	$94,671
51	$100,572
52	$106,713
53	$113,105
54	$119,757
55	$126,680
56	$133,885
57	$141,383
58	$149,188
59	$157,310
60	$165,762
61	$174,560
62	$183,715
63	$193,244
64	$203,161
65	$213,482
66	$224,224
67	$219,318
68	$214,212
69	$208,899
70	$203,369
71	$197,613
72	$191,623
73	$185,389
74	$178,902
75	$172,149
76	$165,122
77	$157,808
78	$150,197
79	$142,275
80	$134,031
81	$125,450
82	$116,521
83	$107,227
84	$97,554
85	$87,488
86	$77,012
87	$66,108
88	$54,761
89	$42,951
90	$30,660
91	$17,868
92	$4,555
93	$-9,300
94	$-23,719
95	$-38,727
96	$-54,346
97	$-70,601
98	$-87,518
99	$-105,125
100	$-123,449