IRA Accounts | Parda Credit Union

Your future is in your hands, and time is on your side. All Parda Individual Retirement Arrangements (IRA) can empower you to reach your retirement goals, with:

Tax advantage savings*
Contributions via direct deposit or payroll deduction
Access to funds if needed (penalties may apply)
Withdrawals without penalty as early as age 59½
Federally insured up to $250,000 by NCUA

Traditional & Roth IRAs

Use this side-by-side comparison to understand the main differences between Traditional and Roth IRAs to help you decide which IRA is right for you.

IRA Certificates

Traditional and Roth IRA Certificates are available in terms of 6-60 months.

IRA Rates

Membership required. IRAs are subject to limitations and/or penalties imposed by the Internal Revenue Service. *Please see your IRA Agreement or your Tax Advisor for additional information.

Holiday Club

Eliminate year-end stress by periodically setting aside a small amount.

Auto Loans

We offer financing on a wide range of new and used cars, trucks, and SUV's.

eStatements

eStatements are identical to paper statements, except they are delivered via Online Banking.

Financial Wellness

As a PARDA member, you have access to debt management services, free one-on-one financial counseling, and financial education tools.

Membership Rewards

Check out the exclusive savings available through Love My Credit Union Rewards!

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