Buy Now Pay Later | Parda Credit Union

Same debit card, more flexible payments

Use your debit card whenever and wherever you shop
Manage your budget by spreading larger expenses over time
Review and manage all plans, offers, and payments in one place

Getting started

Make purchases with your debit card
Check "Buy Now, Pay Later" in your online banking or mobile app
View available BNPL offers on eligible purchases
Decide which purchase you would like to split over time
Review your payment schedule
See your purchase amount deposited back to your account within 24 hours

Video - Add BNPL to your Banno dashboard

Frequently Asked Questions

Where can I find my BNPL offers?
BNPL offers are found in Parda Online Banking from the BNPL tab. From the Mobile App, you can find BNPL, when you click on the Menu icon.

Why can't I see any BNPL offers?
If you do not see BNPL offers, this may be because your current account status or your recent debit card purchases are not eligible for BNPL. If you already have active BNPL plans, you may not be eligible for additional offers until the active plans are paid back.

What is an eligible purchase?
BNPL offers are found in Parda Online Banking from the BNPL tab. From the Mobile App, you can find BNPL, when you click on the Menu icon. An eligible purchase is a debit card purchase made in the past 60 days that is at least $100 and was not a cash or cash equivalent purchase (e.g. ATM withdrawal, money order, cash advance, etc.) Other restrictions surrounding the merchant type and transaction limits may affect BNPL eligibility.

Does BNPL require a credit check?
No, Parda debit card BNPL does not require a credit check.