PERSONAL LOAN CENTER



PERSONAL LOAN

With a personal loan, your approval and interest rates are determined by your credit history and ability to repay. A personal loan can be a great way to help pay for an unforeseen event. Check out our rates!



Overdraft Line of Credit *

A PARDA overdraft line of credit is automatically activated when you exceed your checking account balance. To cover the transaction, funds equaling the overdrawn amount are transferred from your line of credit to your checking. You don’t need to worry about overdraft fees and bounced checks on your PARDA account.



PARDA Premier Line of Credit **

Having a line of credit provides you with affordable access to money when you might have an unforeseen expense. This is a revolving loan so each time you pay the balance you can use it again and again, without reapplying. This is a line of credit with an interest rate tied to the Prime rate as published in The Wall Street Journal.






* Overdraft Line Of Credit is a credit product and subject to credit approval.
** PARDA Premier Line of Credit is a credit product and subject to credit approval.
*** PARDA Premier Line of Credit has a $5,000 minimum loan amount.



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