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Personal Loan

With a personal loan your approval and interest rates are determined by your credit history. A personal loan can be a great way to help pay for an unforeseen event. Check out rates!

Overdraft Line of Credit *

A PARDA overdraft line of credit is automatically activated when you exceed your checking account balance. To cover the transaction, funds equaling the overdrawn amount are transferred from your line of credit to your checking. You don’t need to worry about overdraft fees and bounced checks on your PARDA account.

PARDA Premier Line of Credit **

Having a line of credit provides you with affordable access to money when you might have an unforeseen expense. This is a revolving loan so each time you pay the balance you can use it again and again, without reapplying. This is a line of credit with an interest rate tied to the Prime rate as published in The Wall Street Journal.

* Overdraft Line Of Credit is a credit product and subject to credit approval.
** PARDA Premier Line of Credit is a credit product and subject to credit approval.
***PARDA Premier Line of Credit has a $5,000 minimum loan amount.

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Account Perks

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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.