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We understand your long term financial success is dependent on the choices you make today. One of the most important steps is finding a financial advisor to guide and advise you on your most valuable financial assets. PARDA Financial Partners Investment Division has developed a special program for members. You have access to financial planning preparation with experienced, knowledgeable LPL registered Financial Planners.

By being a PARDA member, you have access to meet with one of our Financial Advisors for a no cost consultation to get options related to your unique financial plan.

The array of investment topics you can discuss include:

• Retirement Planning
• Financial Planning
• 401K's
• Insurance and Analysis
• College Funding

Broker Check

PAM BLODGETT, CFP®, RFC, LUTCF® - Holland, MI
FINANCIAL PLANNER

Pam has been working in the financial services industry providing estate, business and investment planning for over 25 years. She works with individuals and businesses to create a plan for Wealth Accumulation and Capital Preservation. Pam truly believes Integrity, Ethical Conduct and Client Service are of high importance, as well as building long-term client relationships. She believes that educating her clients is the key to helping them make the best decisions for themselves and their families.

Pam has earned the distinguished CERTIFIED FINANCIAL PLANNER™ (CFP®), Registered Financial Consultant (RFC) and Life Underwriter Training Council Fellow (LUTCF®) designations. She is a certified Biblical Stewardship instructor. She truly believes education/knowledge is a necessity in designing and implementing financial planning.

Her professional affiliations include: The National Association of Insurance and Financial Advisors (NAIFA®), The Society of Financial Service Professionals (SFSP) and The National Association of Professional Women (NAPW). She holds her life and health license and security registrations (series 6, 7, and 63) held with LPL Financial.

Pam is currently working on developing and implementing her Non-Profit organization, “One Less Tear”. Her dream of this non-profit is to provide medical, prescription and emotional support to those adults who live every day with Type 1 Diabetes and fall through the cracks of today’s healthcare. Pam’s hope is to prevent “one less tear”.

Pam lives in Kalamazoo and has four children. Ryan, the oldest, resides in Kalamazoo. Chad is studying Chemical Engineering at Michigan Tech in Houghton, MI and is very thankful for the Kalamazoo Promise. Alexandria is a senior at Kalamazoo Central and is busy trying to decide which college or university to attend. Hunter attends the Kalamazoo Area Math and Science Center and Kalamazoo Central. He plays on the Kalamazoo United high school hockey team.

Pam Blodgett maintains two strong associations. First, as PARDA Financial Partners – she is provided securities oversight, financial planning and technology supported through LPL Financial, one of the largest independent broker dealers in the nation. Financial advisors backed by LPL Financial have become a leading source of objective advice for accumulating and managing personal wealth. Secondly, Pam is an active member of a prestigious and large regional network of America Group Retirement Strategy Centers. Service team members, both local and regionally, are skilled, knowledgeable, and focused on serving clients with dedication and distinction. America Group Retirement Strategy Centers is known as one of the “Top” large enterprises associated with LPL Financial.

PBlodgett@PARDAFinancial.com Tel: 800.860.5640 ext. 3253 Fax: 269.492.1600 www.PARDA.com


MARK N. FOSTER, MBA, AIF® - Ypsilanti, MI
FINANCIAL PLANNER

Mark has been a long-time resident of Ann Arbor and has been married to Melissa for 25 years. They have two boys, Jack 19 and Joe who is 16 years old. When he’s not busy trying to keep up with his boy’s activities Mark enjoys sports and spends some of his free time playing hockey and golf. The family loves to travel up north to spend time at their favorite family destinations either at Lake Charlevoix or Burt Lake.

Mark attended Albion College where he received his Bachelors of Arts in Economics and Management. He also has his Masters of Business Administration from Eastern Michigan University and is an Accredited Investment Fiduciary®.

Community service is a high priority for Mark. He is a member of the Investment and Finance Committee at the Ann Arbor Area Community Foundation and is a Director on the Foundation Board at Glacier Hills Senior Living Community. He is a member of the Endowment Committee (and past board member) of the Ann Arbor Rotary Club and is also on the Board of Trustees of his church.

Mark has worked in the financial services industry for over 29 years with more than 18 years of experience in Financial Planning and currently holds a Series 7, 63 and 65 registrations through LPL Financial. He also has Life, Accident and Health and Variable Annuities licenses. Mark works with high net worth individuals and families helping them navigate all wealth management concerns with a thorough, but common-sense approach. He provides clients with open architecture, objective research on individual securities, mutual funds, and asset managers inclusive of easy- to-use online tools and resources on LPL's Independent Platform. Mark also works with corporations, businesses and business owners. He has over 13 years of experience providing retirement plan services such as 401(k), 403(b), Simple and SEP IRA’s.

Mark Foster maintains two strong associations. First, as PARDA Financial Partners – he is provided securities oversight, financial planning and technology supported through LPL Financial, one of the largest independent broker dealers in the nation. Financial advisors backed by LPL Financial have become a leading source of objective advice for accumulating and managing personal wealth. Secondly, Mark is an active member of a prestigious and large regional network of America Group Retirement Strategy Centers. Service team members, both local and regionally, are skilled, knowledgeable, and focused on serving clients with dedication and distinction. America Group Retirement Strategy Centers is known as one of the “Top” large enterprises associated with LPL Financial.

MFoster@PARDAFinancial.com Tel: 800.860.5640 ext. 3252 Fax: 734.369.8706 www.PARDA.com


JOSH PEARMAN - Greenwood, SC
FINANCIAL PLANNER

Josh Pearman is a native South Carolinian and is proud to call the Upstate home. When Josh is not at work, he enjoys being with family. He loves spending time with his wife, Lynn, their sons, grandkids and even the dogs. Ask him to see pictures of the grandbaby, he loves to talk about that sweet little girl!

Previously, Josh served in ministry for over 15 years. Most of that time, he led as an Executive Director for Youth for Christ in the mountains of Western North Carolina. He has guided and served families his entire adult life. His ministry taught him skills and a unique perspective for helping clients navigate through the important landmarks and challenges in life. Josh launched his financial services practice in 2006 and knows how to help clients manage their investments through good & bad markets and is backed by LPL Financials research and support team.

Josh holds his Series 7, 63 & 66 registrations through LPL Financial. He also has Life, Accident and Health and Variable Annuities licenses. These licenses enable him to help clients with comprehensive financial strategies. In other words, whatever your financial goals and needs are, he is well equipped to help you find the appropriate strategies. Josh’s door is always open to you.

Josh maintains two strong associations. First, as PARDA Financial Partners – he is provided securities oversight, financial planning and technology support through LPL Financial, one of the largest independent broker/dealers in the nation. Financial advisors backed by LPL Financial have become a leading source of objective advice to work towards accumulating and managing personal wealth. Secondly, Josh is an active member of Stone Wealth Management where team members are skilled, knowledgeable, and focused on serving clients with dedication and distinction.

JPearman@PARDAFinancial.com Tel: 800.860.5640 ext. 3251 Fax: 864.382.3138 www.PARDA.com


MARK SUTHERLAND, CFP® - Auburn Hills, Eastpointe, MI
FINANCIAL PLANNER

Mark and his wife Carol live in Farmington Hills and have been married for over 24 years. They have three grown children Chad, Emma and Claire and an adorable dog, Lucy. Mark is an avid golfer and spends additional free time working out, volunteering, cooking and trying new adventures like kayaking and biking.

Mark attended Michigan State University, where he was active in the Psi Upsilon Fraternity and played varsity baseball, helping win a Big Ten Championship his senior year. He graduated with a B.A. in Business Administration in 1979.

Community service is one of both enjoyment and enrichment for Mark. He is honored to work with the Board of the Amyloidosis Foundation. This Foundation provides support for amyloidosis patients and families while promoting research, education and awareness.

In 1983, Mark earned his securities registration, and over the following 34 years he continued to expand his education, becoming a CFP® Practitioner in 1997 and CRPC in 2013. Mark adheres to a professional Code of Ethics and he fulfills annual continuing education requirements to remain aware of current planning strategies and financial trends.

Mark Sutherland maintains two strong associations. First, as PARDA Financial Partners – he is provided securities oversight, financial planning and technology supported through LPL Financial, one of the largest independent broker dealers in the nation. Financial advisors backed by LPL Financial have become a leading source of objective advice for accumulating and managing personal wealth. Secondly, Mark is an active member of a prestigious and large regional network of America Group Retirement Strategy Centers. Service team members, both local and regionally, are skilled, knowledgeable, and focused on serving clients with dedication and distinction. America Group Retirement Strategy Centers is known as one of the “Top” large enterprises associated with LPL Financial.

MSutherland@PARDAFinancial.com Tel: 800.860.5640 ext. 3254 Fax: 248.352.3612 www.PARDA.com


To get started mapping out your future, please see any PARDA Member Service Representative. Or, if you are ready for a no-cost, no obligation appointment today you can contact one of our Financial Advisors at 1-800-860-5640. An Advisor will meet with you at your local PARDA Federal Credit Union branch location, or over the phone depending on your location.

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If you have any questions regarding your investment account you can call LPL Financial directly at 1-800-860-5640. Securities and Advisory services offered through LPL Financial, a Registered Investment Advisor, Member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. PARDA Financial Partners LLC Investment Division is not a registered broker/dealer and is not affiliated with LPL Financial. The investment products sold through LPL Financial are not insured PARDA Federal Credit Union deposits and are not endorsed, recommended or guaranteed by PARDA Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: MI, NJ, IL, and SC



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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.