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Home Equity loans

Your home is more than just a place to live, so why not use the equity in your home and put it to work for you? Home equity loans offer affordable ways to borrow against your home value for things you need most. Our home equity programs offer low rates and great service. To apply for an Equity Loan click here.


A fixed-rate loan may be your best option if you are looking to take out cash for just one purpose. We can offer repayment terms for up to 144 months, and your interest
rate and payments will not change throughout the life of your loan.

parda premier equity line of credit

The PARDA Premier Equity Line of Credit* is a home equity line of credit option for members only. Thinking about starting a landscaping project, doing some home repairs or adding a pool? Let your home’s equity help you get the job done. With a PARDA Premier Equity Line of Credit, you can access money based on the built-up equity in your home to help finance all of your summer projects. It can also be used for a family vacation, for tuition, medical bills, a wedding, or almost any purpose.
• Qualified applicants may receive a 6 month introductory rate as low as 1.99% APR*!
• After the introductory period, the rate reverts to as low as 4.00% APR*

debt buster mortgage

Imagine the day when you are mortgage-free! The Debt Buster mortgage program can make that happen. This program is designed for members who want to pay-off their first mortgage on their primary or vacation home in 10 years or less. This special mortgage loan offers you more freedom, with budget- friendly features like:

• Choice of Terms- You choose when you are mortgage free, up to 10 years

• No application fee Zero points No prepayment penalties

Apply for our Debt Buster Mortgage Rate** and imagine the possibilities. Call, click or stop in today!


Apply for a Loan now

*APR= Annual Percentage Rate, subject to change. Rate adjusts quarterly with the Prime rate as published in The Wall Street Journal. Repayment - 1% of outstanding balance. (Example: $20,000 balance would have a minimum monthly payment of $200.00)
**APR-Annual Percentage Rate, subject to change. Contact us to verify our latest rates. Subject to credit approval. The APR disclosed is the lowest rate available for members with an Experian Fico credit score of 680 or above. Owner primary/vacation home only. 90% LTV max; first lien position only. Must meet specific loan criteria. Loan $75,000- 120 months (10 years) Annual Percentage Rate of 3.79%. Payment of $741.38 monthly. Not a promise to lend; standard credit qualifications and some restrictions apply. New money loans only; this promotion does not apply to existing PARDA FCU loans. Contact PARDA Federal Credit Union for more details.

First Mortgages

Purchasing a home is one of the most important financial investments you will ever make.

PARDA Federal Credit Union has partnered with Member First Mortgage to offer home mortgage programs to help you fulfill your dreams. Whether you want to purchase your first home, upgrade to a larger home for a growing family or just refinance there are a number of products to suit your needs. PARDA is committed to make sure the entire process is as fast and easy as possible. Whatever your situation, we are here to help.

Please visit the following web site for more information on current rates and terms. The website that you are being directed is not owned, operated, or controlled in any part by PARDA Federal Credit Union. PARDA Federal Credit Union does not endorse the views expressed, facts presented, or any commercial products that may be advertised or available on this site.

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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.