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fraud alerts

Digital Defense - a PCI ASV and provider of risk management and information security solutions.PARDA Federal Credit Union is committed to protecting the privacy of members and prospective members that visit our website. We post announcements of current fraud incidents to help keep you informed because your privacy and security matter to us.

CURRENT FRAUD ALERTS

Consumer Scam Alert: Do Not Use Federal Reserve Routing Account Numbers to Pay Bills; Could Face Late Fees, Other Charges

For immediate release: July 12, 2017

Recently, the Federal Reserve Banks have received a number of unauthorized transactions in which consumers have tried to use the Fed's routing numbers and their Social Security numbers to pay their bills.

It is important for consumers to know that when making online or e-check bill payments, they cannot use Federal Reserve routing numbers. Federal Reserve routing numbers are used for sorting and processing payments between banks. Any video, text, email, phone call, flyer, or website that describes how to pay bills using a Federal Reserve Bank routing number or using an account at the Federal Reserve Bank is a scam.

The Federal Reserve provides banking services only for banks. Individuals do not have accounts at the Federal Reserve.

The bill payments being attempted using the Fed's routing numbers are being rejected and returned unpaid. Consumers who have attempted to use the Fed's routing numbers to pay their bills may be subject to penalty fees from the company they were attempting to pay.

KMART DATA BREACH - JUNE 2017

On June 1, Gareth Glynne, Senior Vice President of Retail Operations for Sears and Kmart, announced that the company was investigating the second data breach impacting Kmart in three years. The merchant recently became aware of an incident placing payment card data at risk. The company launched an investigation following reports of unauthorized payment card activity at some of their locations. The investigation found it to be limited only to infected store payment systems at Kmart (did not impact Sears or the company’s ecommerce sites).

Based on their investigation, no personal identifying information, including names, addresses, social security numbers, birth dates or email addresses were obtained in the breach. However, payment card numbers have been compromised. For further information, please refer to Kmart’s official statement posted on their website: http://www.kmart.com/en_us/dap/statement05312017.html

What action is PARDA taking to protect cardholders?
PARDA has identified cardholders that could be affected by the possible breach and have taken steps to mitigate fraud from occurring on the cards, including issuing card replacements and increased monitoring on exposed cards.

How can members safeguard their accounts?
• Monitor accounts for unauthorized activity, and report any unauthorized activity immediately.
• Once your new card is received and activated, please call in and let us know the exposed card can be
  closed immediately.

CHIPOTLE - MAY 2017

Chipotle has recently detected unauthorized activity on the network that supports payment processing for purchases made in their restaurants. They have begun an investigation with the help of leading cyber security firms, law enforcement and their payment processor. The focus is on card transactions in their restaurants that occurred from March 24, 2017 through April 18, 2017.

PARDA has identified cardholders that could be affected by the possible breach and have taken steps to mitigate fraud from occurring on the cards, including issuing card replacements and increased monitoring on exposed cards until the scheduled close date on May 16, 2017.

For further information, please refer to the official Chipotle statement posting on their website: https://chipotle.com/security

How can members help safeguard their accounts?
      1) Monitor accounts for unauthorized activity, and report any unauthorized activity immediately.
      2) Once your new card is received and activated, please call in and let us know the exposed card can           be closed immediately.

•VISA Fraud Alert

•NCUA Phishing Internet / E-Mail Fraud Alert


USEFUL CONSUMER SAFETY TIPS

Diebold ATM Security Web Site

To learn more about ATM safety and security, the Diebold ATM security website provides excellent tips for ATM consumer safety. Click here to learn more on how you can better protect yourself and your personal information.

FTC Website to help avoid Internet Scams

To learn all about the latest fraud and help protect yourself against internet scams, click here to visit the FTC website.

PARDA FEDERAL CREDIT UNION ONLINE PRIVACY STATEMENT

PARDA has also adopted a Privacy Statement that explains how we collect, store and use personal information that we obtain from you through our website. If you ever have any questions about privacy and security, please contact our Member Solutions Center at 800.860.5640.

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