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BUSINESS ACCOUNTS

Whether you are just starting out or are a well established business, we have developed business checking, credit lines, savings accounts with tiered dividends, commercial loans, real estate investment loans, and many more account options that offer maximum flexibility and growth opportunities for your business.

Business members may qualify to become Select Employee Groups, offering unique and powerful recruiting tools to include in your employee benefits packages. Credit unions are not for profit institutions, so your employees enjoy comprehensive financial services receiving back all credit union profits in the form of lower fees and better rates.

As a Business Member of PARDA, your company and employees will benefit from outstanding levels of personal service, convenience, and all the great products and services you deserve when choosing a financial institution.

BUSINESS SAVINGS

Business Savings Account

• Minimum Balance Requirement - $25.00
• Variable Tiered Interest Rate dependent on Account Balance
• Fees and Charges – $25.00 account closing fee if closed within 6 months of opening.
• Please refer to PARDA Fee Schedule or Business Truth-in-Savings disclosure for more details.

Business Money Market Account

• Minimum Balance Requirement - $2500
• Variable Tiered Interest Rate dependent on Account Balance
• Fees and Charges - $5.00 account maintenance fee will be assessed if the average monthly collected account balances falls below $2500
• Transaction Limits – 6 withdrawals per calendar month free, then $3.00 per withdrawal

SIMPLY FREE BUSINESS CHECKING

Perfect for most businesses!

• 1,000^ FREE monthly transaction items
• No minimum balance
• No monthly service charge
• Up to $10,000^^ Currency deposited per month FREE

Premier Business Interest Checking

Designed for businesses that keep higher balances.

• 1,000* FREE monthly transaction items
• Competitive dividends
• Only $1,500 minimum balance to avoid a low monthly fee of $10
• Up to $10,000** currency deposited per month free


Minimum Opening Deposit is only $25. Not a promise of membership.
Other fees such as non sufficient funds, overdraft, sustained overdraft fees, ect. may apply. See fee schedule for details.< br/> ^If member consistently goes over 1,000 transactions monthly, the account may be converted to Premier Business Checking.
^^If member consistently goes over $10,000 in currency deposited per month, the account may be converted to Premier Business Checking.< br/> *$0.10 per transaction for items over 1,000.
**$0.50 per $1,000 in cash and coin deposits over $10,000.
Ask us for details. Credit Union rules and regulations apply.

Account Perks

  • 24 Hour Access to your account.
  • Check out eStatements to learn how to view your monthly statements electronically.
  • If you'd like to sign up for eStatements, click here to apply.
  • If you're already signed up for eStatements and would like to view your account, sign in here.
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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.