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Individual Retirement Accounts (IRA)

Contributing to an Individual Retirement Account is one of the best ways for you to take an active role towards your future. With annual contributions that may be tax deductible, tax-deferred earnings, IRA’s are the way to begin investing for your retirement. Our IRA options are available in IRA Share accounts or a full range of IRA Share Certificates. IRAs are separately insured up to $250,000 by the NCUA.

*IRA’s are subject to limitations and/or penalties imposed by the Internal Revenue Service. Please see your IRA Agreement or your Tax Advisor for additional information.


Account Perks

  • 24 Hour Access to your account.
  • Check out eStatements to learn how to view your monthly statements electronically.
  • If you're already signed up for eStatements and would like to view your account, sign in here.
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*APR – Annual Percentage Rate, subject to change. Subject to credit approval. The APR disclosed above is the lowest rate available for members with an excellent credit history and includes the rate reduction and the .25% direct deposit rate reduction. Your rate will reflect your individual credit history and may be higher than the rate quoted here. Not a promise to lend; standard credit qualifications and some restrictions apply. This promotion does not apply to existing PARDA FCU loans.

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.